Zakat Calculator

Enter your assets and the current gold or silver rate; the tool compares against nisab and shows 2.5% due.

How Zakat Calculator works

Calculate zakat at 2.5% on cash, gold, silver and investments, with a nisab check against the current rate. Everything happens inside this page: the tool reads your input, runs the calculation or conversion locally, and hands the result back to you. Nothing is transmitted, because there is no backend to transmit it to.

That design choice is deliberate. Most free tool sites upload your files to a server, process them there, and quietly keep a copy. Toolcin cannot do that — the site is a set of static files. If your connection dropped the moment the page finished loading, every tool would still work.

What is eligible

Zakat is 2.5% of the wealth you have held for a lunar year: cash, bank balances, gold and silver, business stock and investments held for trade. The tool takes those values and applies the rate, after checking the total against nisab.

Nisab is the threshold below which no zakat is due — the value of 87.48 g of gold or 612.36 g of silver. Most scholars recommend the silver standard because it is lower and therefore includes more people.

Gold needs a rate, not a weight

The gold field takes grams and multiplies by the per-gram rate you enter, so the current market price is an input. That is why the result changes over time even if your holdings do not.

Silver follows the same pattern. If you hold jewellery in daily use, the treatment differs between schools of thought — this calculator does not decide that for you.

AssetIncluded
Cash and bankYes
Gold and silverYes, at market value
Business stockYes, at sale value
Primary residenceNo
Personal carNo

What it does not decide

Debts you owe are usually deducted before zakat; this tool does not subtract them unless you net them yourself. Whether a particular asset is zakatable is a religious ruling, not an arithmetic one — consult a scholar for anything unusual.

Good to know

  • Works offline once loaded, including on flights and in locked-down networks.
  • No file size limit beyond your device's own memory.
  • Free to use, with no account and no usage counter.
  • Results are produced locally, so they are not logged or shared with anyone.

Questions

Is my data uploaded?

No — the calculation runs in your browser and the values you enter never leave your device.

How accurate is the result?

It is an estimate based on standard published formulas; verify anything critical independently.

Is nisab checked automatically?

Yes, against the gold or silver value you enter.

Does it handle zakat on receivables?

Enter money you expect to receive as part of cash, if your school counts it.

How this number is produced

The calculation is 2.5% of zakatable wealth above the nisab threshold (87.48 g gold or 612.36 g silver), following the standard nisab definitions. The formula is repeated here so the result can be checked by hand rather than taken on trust.

This is a calculator, not advice. No clinician, accountant or adviser has reviewed it, and it cannot see your circumstances. For anything involving health, a loan, a tax filing or a religious obligation, confirm the figure with a qualified professional or the authority that publishes the rule.

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